why government is NOT the answer to the current crisis. Quite the opposite.

from washingtonpost.com:

Absent from such conclusions is the central role the government played
in creating the crisis. Yes, many Wall Street leaders were
irresponsible, and they should pay. But they were playing the distorted
hand dealt them by government policies. Our leaders irrationally
promoted home-buying, discouraged savings, and recklessly encouraged
borrowing and lending, which together undermined our markets.